Network based social capital and individual loan repayment performance

Thomas Bernhard Dufhues (1) , Gertrud Buchenrieder (1) , Dirk G. Euler (2) , Nuchanata Mungkung (3)

1 External Environment for Agriculture and Policy Analysis
2 The Uplands Program
3 Faculty of Economics

This study analyses the effects of social capital on the repayment behaviour of borrowers in Thailand. In the context of agricultural economics, an innovative data collection approach is used that originates from the field of sociology. A personal network survey is carried out to measure the individual social capital of borrowers. Social capital variables are defined according to: tie strength (bonding/bridging) and social distance (linking) between the respondent and his/her network member. Bonding social capital has a significant and positive influence on repayment performance. However, we find no significant evidence for an effect of bridging and linking social capital.

Mots clés: Social Sciences & Humanities

Domaines: Sciences de l'Homme et Société

Thomas Bernhard Dufhues, Gertrud Buchenrieder, Dirk G. Euler, Nuchanata Mungkung. Network based social capital and individual loan repayment performance. The Journal of Development Studies, 2011, 47 (08), pp.1199-1215. ⟨10.1080/00220388.2010.547936⟩. ⟨hal-00725355⟩