Skip to Main content Skip to Navigation
Journal articles

COVID‐19 and the Unequalizing Infrastructures of Financial Inclusion in Tamil Nadu

Abstract : This article discusses the impact of the COVID-19 pandemic on micro- finance borrowers in Tamil Nadu, India. Through an examination of the so- cial and financial infrastructures underpinning inclusive finance, the article demonstrates how the COVID-19 pandemic exposes the limits and exclu- sionary tendencies of the for-profit financial inclusion industry. The unequal- izing breakdown of financial inclusion infrastructures during the pandemic prioritizes future revenue extraction over current livelihood needs, throw- ing hard-hit bor rowers back on hierarchical informal financial and social in- frastructures to cope with COVID-19-induced risk. Tracing the experiences of poor microfinance borrowers in Tamil Nadu, this article examines how COVID-19 is reshaping inclusive financial infrastructures in ways that re- veal the dynamics of exclusion at the heart of financial inclusion.
Document type :
Journal articles
Complete list of metadata
Contributor : Saravanan Govindaraj Connect in order to contact the contributor
Submitted on : Wednesday, August 18, 2021 - 12:40:10 PM
Last modification on : Friday, April 1, 2022 - 3:46:37 AM

Links full text




Isabelle Guérin, Vincent Guermond, Nithya Joseph, Nithya Natarajan, Govindan Venkatasubramanian. COVID‐19 and the Unequalizing Infrastructures of Financial Inclusion in Tamil Nadu. Development and Change, Wiley, 2021, 52 (4), pp.927-951. ⟨10.1111/dech.12674⟩. ⟨hal-03321851⟩



Record views